{"id":90,"date":"2024-09-30T16:11:30","date_gmt":"2024-09-30T16:11:30","guid":{"rendered":"https:\/\/portugalmortgage.pt\/?page_id=90"},"modified":"2026-03-22T15:06:43","modified_gmt":"2026-03-22T15:06:43","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/portugalmortgage.pt\/pt\/privacy-policy\/","title":{"rendered":"pol\u00edtica de Privacidade"},"content":{"rendered":"<h1 class=\"wp-block-heading\">pol\u00edtica de Privacidade<\/h1>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-c59b4e18 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h2 class=\"wp-block-heading\" id=\"h-who-we-are\">Quem somos<\/h2>\n\n\n\n<p>O site PORTUGAL MORTGAGE \u00e9 propriedade da Neto &amp; Almeida Goncalves, lda, que \u00e9 a respons\u00e1vel pelo tratamento dos seus dados pessoais.<\/p>\n\n\n\n<p>Adotamos esta Pol\u00edtica de Privacidade, que determina como estamos processando as informa\u00e7\u00f5es coletadas pela PORTUGAL MORTGAGE, que tamb\u00e9m fornece os motivos pelos quais devemos coletar certos dados pessoais sobre voc\u00ea. Portanto, voc\u00ea deve ler esta Pol\u00edtica de Privacidade antes de usar o site da PORTUGAL MORTGAGE.<\/p>\n\n\n\n<p>Cuidamos dos seus dados pessoais e comprometemo-nos a garantir a sua confidencialidade e seguran\u00e7a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-personal-information-we-collect\">Informa\u00e7\u00f5es pessoais que coletamos:<\/h2>\n\n\n\n<p>Quando voc\u00ea visita o PORTUGAL MORTGAGE, coletamos automaticamente certas informa\u00e7\u00f5es sobre seu dispositivo, incluindo informa\u00e7\u00f5es sobre seu navegador da web, endere\u00e7o IP, fuso hor\u00e1rio e alguns dos cookies instalados em seu dispositivo. Al\u00e9m disso, conforme voc\u00ea navega no Site, coletamos informa\u00e7\u00f5es sobre as p\u00e1ginas da web ou produtos individuais que voc\u00ea visualiza, quais sites ou termos de pesquisa o encaminharam para o Site e como voc\u00ea interage com o Site.<\/p>\n\n\n\n<p>N\u00f3s nos referimos a essas informa\u00e7\u00f5es coletadas automaticamente como \u201cInforma\u00e7\u00f5es do dispositivo\u201d. Al\u00e9m disso, podemos coletar os dados pessoais que voc\u00ea nos fornece (incluindo, mas n\u00e3o se limitando a Nome, Sobrenome, Endere\u00e7o, informa\u00e7\u00f5es de pagamento, etc.) durante o registro para poder cumprir o acordo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-do-we-process-your-data\">Por que processamos seus dados?<\/h3>\n\n\n\n<p>Nossa principal prioridade \u00e9 a seguran\u00e7a dos dados do cliente e, como tal, podemos processar apenas dados m\u00ednimos do usu\u00e1rio, apenas o quanto for absolutamente necess\u00e1rio para manter o site. As informa\u00e7\u00f5es coletadas automaticamente s\u00e3o usadas apenas para identificar potenciais casos de abuso e estabelecer informa\u00e7\u00f5es estat\u00edsticas sobre o uso do site. Essas informa\u00e7\u00f5es estat\u00edsticas n\u00e3o s\u00e3o agregadas de outra forma de forma que identifiquem qualquer usu\u00e1rio espec\u00edfico do sistema.<\/p>\n\n\n\n<p>Voc\u00ea pode visitar o site sem nos dizer quem voc\u00ea \u00e9 ou revelar qualquer informa\u00e7\u00e3o, pela qual algu\u00e9m poderia identific\u00e1-lo como um indiv\u00edduo espec\u00edfico e identific\u00e1vel. Se, no entanto, voc\u00ea deseja usar alguns dos recursos do site, ou deseja receber nossa newsletter ou fornecer outros detalhes preenchendo um formul\u00e1rio, voc\u00ea pode nos fornecer dados pessoais, como seu e-mail, nome, sobrenome, cidade de resid\u00eancia, organiza\u00e7\u00e3o, n\u00famero de telefone. Voc\u00ea pode optar por n\u00e3o nos fornecer seus dados pessoais, mas ent\u00e3o voc\u00ea pode n\u00e3o ser capaz de tirar proveito de alguns dos recursos do site. Por exemplo, voc\u00ea n\u00e3o poder\u00e1 receber nossa Newsletter ou entrar em contato connosco diretamente do site. Usu\u00e1rios que n\u00e3o t\u00eam certeza sobre quais informa\u00e7\u00f5es s\u00e3o obrigat\u00f3rias podem entrar em contato connosco via&nbsp;<a href=\"mailto:joaoalmeidagoncalves@decisoesesolucoes.com\" target=\"_blank\" rel=\"noreferrer noopener\">joaoalmeidagoncalves@decisoesesolucoes.com<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-your-rights\">Seus direitos:<\/h3>\n\n\n\n<p>Se voc\u00ea \u00e9 residente europeu, voc\u00ea tem os seguintes direitos relacionados aos seus dados pessoais:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O direito de ser informado.<\/li>\n\n\n\n<li>O direito de acesso.<\/li>\n\n\n\n<li>O direito \u00e0 retifica\u00e7\u00e3o.<\/li>\n\n\n\n<li>O direito ao apagamento.<\/li>\n\n\n\n<li>O direito de restringir o processamento.<\/li>\n\n\n\n<li>O direito \u00e0 portabilidade de dados.<\/li>\n\n\n\n<li>O direito de obje\u00e7\u00e3o.<\/li>\n<\/ul>\n\n\n\n<p>Direitos em rela\u00e7\u00e3o \u00e0 tomada de decis\u00e3o automatizada e \u00e0 cria\u00e7\u00e3o de perfis.<\/p>\n\n\n\n<p>Se voc\u00ea quiser exercer esse direito, entre em contato connosco por meio das informa\u00e7\u00f5es de contato abaixo.<\/p>\n\n\n\n<p>Al\u00e9m disso, se voc\u00ea for um residente europeu, notamos que estamos processando suas informa\u00e7\u00f5es para cumprir contratos que podemos ter com voc\u00ea (por exemplo, se voc\u00ea fizer um pedido por meio do Site) ou, de outra forma, para perseguir nossos interesses comerciais leg\u00edtimos listados acima. Al\u00e9m disso, observe que suas informa\u00e7\u00f5es podem ser transferidas para fora da Europa, incluindo Canad\u00e1 e Estados Unidos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-links-to-other-websites\">Links para outros sites:<\/h3>\n\n\n\n<p>Nosso site pode conter links para outros sites que n\u00e3o s\u00e3o de nossa propriedade ou controlados por n\u00f3s. Esteja ciente de que n\u00e3o somos respons\u00e1veis por tais outros sites ou pr\u00e1ticas de privacidade de terceiros. N\u00f3s o encorajamos a estar ciente quando voc\u00ea sair do nosso site e ler as declara\u00e7\u00f5es de privacidade de cada site que pode coletar informa\u00e7\u00f5es pessoais.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-information-security\">Seguran\u00e7a da informa\u00e7\u00e3o:<\/h3>\n\n\n\n<p>N\u00f3s protegemos as informa\u00e7\u00f5es que voc\u00ea fornece em servidores de computador em um ambiente controlado e seguro, protegido contra acesso, uso ou divulga\u00e7\u00e3o n\u00e3o autorizados. Mantemos salvaguardas administrativas, t\u00e9cnicas e f\u00edsicas razo\u00e1veis para proteger contra acesso n\u00e3o autorizado, uso, modifica\u00e7\u00e3o e divulga\u00e7\u00e3o de dados pessoais sob seu controle e cust\u00f3dia. No entanto, nenhuma transmiss\u00e3o de dados pela Internet ou rede sem fio pode ser garantida.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-legal-disclosure\">Divulga\u00e7\u00e3o legal:<\/h3>\n\n\n\n<p>Divulgaremos qualquer informa\u00e7\u00e3o que coletamos, usamos ou recebemos se exigido ou permitido por lei, como para cumprir uma intima\u00e7\u00e3o ou processo legal semelhante, e quando acreditarmos de boa-f\u00e9 que a divulga\u00e7\u00e3o \u00e9 necess\u00e1ria para proteger nossos direitos, proteger sua seguran\u00e7a ou a seguran\u00e7a de outras pessoas, investigar fraudes ou responder a uma solicita\u00e7\u00e3o governamental.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-contact-information\">Informa\u00e7\u00f5es de contato:<\/h3>\n\n\n\n<p>Se voc\u00ea quiser entrar em contato connosco para entender mais sobre esta Pol\u00edtica ou quiser entrar em contato connosco sobre qualquer assunto relacionado a direitos individuais e suas Informa\u00e7\u00f5es Pessoais, voc\u00ea pode enviar um e-mail para&nbsp;<a href=\"mailto:joaoalmeidagoncalves@decisoesesolucoes.com\" target=\"_blank\" rel=\"noreferrer noopener\">joaoalmeidagoncalves@decisoesesolucoes.com<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-other-legal-information\">OUTRAS INFORMA\u00c7\u00d5ES LEGAIS<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-elements-of-identification-and-description-of-the-activity-of-the-credit-intermediary-mortgage-advisor\">ELEMENTOS DE IDENTIFICA\u00c7\u00c3O E DESCRI\u00c7\u00c3O DA ACTIVIDADE DO INTERMEDI\u00c1RIO DE CR\u00c9DITO (ASSESSOR HIPOTEC\u00c1RIO)<\/h3>\n\n\n\n<p>Nome: Neto &amp; Almeida Gon\u00e7alves, Lda.<\/p>\n\n\n\n<p>Sede: Avenida das Descobertas 25, Infantado, 2670-383 Loures<\/p>\n\n\n\n<p>N\u00famero de registo no Banco de Portugal: 6191 verific\u00e1vel em:&nbsp;<a href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/neto-almeida-goncalves-lda\" target=\"_blank\" rel=\"noreferrer noopener\">www.bportugal.pt\/intermediariocreditofar\/neto-almeida-goncalves-lda<\/a><\/p>\n\n\n\n<p>Categoria de Intermedi\u00e1rio de Cr\u00e9dito: Intermedi\u00e1rio de Cr\u00e9dito Vinculado.<\/p>\n\n\n\n<p>Regime de exerc\u00edcio da intermedia\u00e7\u00e3o de cr\u00e9dito: Atividade de intermedia\u00e7\u00e3o de cr\u00e9dito em regime de n\u00e3o exclusividade.<\/p>\n\n\n\n<p>Autoridade de supervis\u00e3o da atividade de intermedia\u00e7\u00e3o de cr\u00e9dito:&nbsp;<strong>Banco de Portugal<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-real-estate-activity\">ATIVIDADE IMOBILI\u00c1RIA<\/h3>\n\n\n\n<p>Inscrito no Instituto dos Mercados P\u00fablicos, do Imobili\u00e1rio e da Constru\u00e7\u00e3o (IMPIC) para o desenvolvimento da corretagem imobili\u00e1ria (<a href=\"https:\/\/www.impic.pt\/impic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Licen\u00e7a AMI 18334<\/a>)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-activity\">ATIVIDADE DE SEGUROS<\/h3>\n\n\n\n<p>Em parceria com&nbsp;<strong>Decis\u00f5es e Solu\u00e7\u00f5es \u2013 Intermedi\u00e1rios de cr\u00e9dito, Lda<\/strong>, registrado no&nbsp;<a href=\"https:\/\/www.asf.com.pt\/\" target=\"_blank\" rel=\"noreferrer noopener\">PSA<\/a>, desde 29 de Setembro de 2009, com a categoria de Agente de Seguros, n\u00ba 409311648\/3, com autoriza\u00e7\u00e3o para Vida e N\u00e3o Vida, verific\u00e1vel em www.asf.com.pt. O mediador de seguros n\u00e3o pode assumir coberturas de risco, n\u00e3o celebra contratos em nome das Seguradoras e n\u00e3o recebe dinheiro para dar \u00e0s Seguradoras.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-alternative-dispute-resolution\">RESOLU\u00c7\u00c3O ALTERNATIVA DE LIT\u00cdGIOS<\/h3>\n\n\n\n<p>Em caso de lit\u00edgio, o consumidor pode recorrer a uma Entidade de Resolu\u00e7\u00e3o Alternativa de Lit\u00edgios de Consumo:<\/p>\n\n\n\n<p><a href=\"https:\/\/www.centroarbitragemlisboa.pt\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.centroarbitragemlisboa.pt<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.cniacc.pt\/pt\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.cniacc.pt<\/a><\/p>\n\n\n\n<p><strong><em>Observa\u00e7\u00e3o&nbsp;<\/em><\/strong><em>: Tenha em mente que nossos dom\u00ednios de e-mail incluem&nbsp;<\/em><strong><em>finan\u00e7as360.pt<\/em><\/strong><em>&nbsp;e&nbsp;<\/em><strong><em>decisoesesolucoes.com<\/em><\/strong><em>.<\/em><\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Who we are PORTUGAL MORTGAGE website is owned by Neto &amp; Almeida Goncalves, lda, which is a data [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"no-sidebar","site-content-layout":null,"ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":null,"ast-hfb-below-header-display":null,"ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":null,"header-main-stick-meta":"","header-below-stick-meta":null,"astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-90","page","type-page","status-publish","hentry"],"spectra_custom_meta":{"_elementor_edit_mode":["builder"],"_elementor_template_type":["wp-page"],"_elementor_version":["3.24.4"],"_wp_page_template":["default"],"_elementor_page_settings":["a:1:{s:10:\"hide_title\";s:3:\"yes\";}"],"_elementor_data":["[{\"id\":\"16650f70\",\"elType\":\"container\",\"settings\":{\"display_condition_list\":[{\"display_condition_login_status\":\"subscriber\",\"_id\":\"c27c07f\"}]},\"elements\":[{\"id\":\"5caec3cd\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><!-- wp:heading --><\\\/p>\\n<h1>Privacy Policy<\\\/h1>\\n<h2>Who we are<\\\/h2>\\n<p><!-- \\\/wp:heading --><!-- wp:paragraph --><\\\/p>\\n<p>PORTUGAL MORTGAGE website is owned by Neto &amp; Almeida Goncalves, lda, which is a data controller of your personal data.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>We have adopted this Privacy Policy, which determines how we are processing the information collected by PORTUGAL MORTGAGE, which also provides the reasons why we must collect certain personal data about you. Therefore, you must read this Privacy Policy before using PORTUGAL MORTGAGE website.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>We take care of your personal data and undertake to guarantee its confidentiality and security.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:heading --><\\\/p>\\n<h2 class=\\\"wp-block-heading\\\">Personal information we collect:<\\\/h2>\\n<p><!-- \\\/wp:heading --><!-- wp:paragraph --><\\\/p>\\n<p>When you visit the PORTUGAL MORTGAGE, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the installed cookies on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products you view, what websites or search terms referred you to the Site, and how you interact with the Site.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>We refer to this automatically-collected information as \\u201cDevice Information.\\u201d Moreover, we might collect the personal data you provide to us (including but not limited to Name, Surname, Address, payment information, etc.) during registration to be able to fulfill the agreement.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>Why do we process your data?<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Our top priority is customer data security, and, as such, we may process only minimal user data, only as much as it is absolutely necessary to maintain the website. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding website usage. This statistical information is not otherwise aggregated in such a way that it would identify any particular user of the system.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>You can visit the website without telling us who you are or revealing any information, by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the website\\u2019s features, or you wish to receive our newsletter or provide other details by filling a form, you may provide personal data to us, such as your email, first name, last name, city of residence, organization, telephone number. You can choose not to provide us with your personal data, but then you may not be able to take advantage of some of the website\\u2019s features. For example, you won\\u2019t be able to receive our Newsletter or contact us directly from the website. Users who are uncertain about what information is mandatory are welcome to contact us via\\u00a0<a href=\\\"mailto:joaoalmeidagoncalves@decisoesesolucoes.com\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">joaoalmeidagoncalves@decisoesesolucoes.com<\\\/a>.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>Your rights:<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>If you are a European resident, you have the following rights related to your personal data:<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<ul>\\n<li>The right to be informed.<\\\/li>\\n<li>The right of access.<\\\/li>\\n<li>The right to rectification.<\\\/li>\\n<li>The right to erasure.<\\\/li>\\n<li>The right to restrict processing.<\\\/li>\\n<li>The right to data portability.<\\\/li>\\n<li>The right to object.<!-- \\\/wp:paragraph --><!-- wp:paragraph --><!-- \\\/wp:paragraph --><!-- wp:paragraph --><!-- \\\/wp:paragraph --><!-- wp:paragraph --><!-- \\\/wp:paragraph --><!-- wp:paragraph --><!-- \\\/wp:paragraph --><!-- wp:paragraph --><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/li>\\n<\\\/ul>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Rights in relation to automated decision-making and profiling.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>If you would like to exercise this right, please contact us through the contact information below.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Additionally, if you are a European resident, we note that we are processing your information in order to fulfill contracts we might have with you (for example, if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information might be transferred outside of Europe, including Canada and the United States.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>Links to other websites:<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Our website may contain links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for such other websites or third parties' privacy practices. We encourage you to be aware when you leave our website and read the privacy statements of each website that may collect personal information.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>Information security:<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We keep reasonable administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and personal data disclosure in its control and custody. However, no data transmission over the Internet or wireless network can be guaranted.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>Legal disclosure:<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>Contact information:<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may send an email to\\u00a0<a href=\\\"mailto:joaoalmeidagoncalves@decisoesesolucoes.com\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">joaoalmeidagoncalves@decisoesesolucoes.com<\\\/a>.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h2>OTHER LEGAL INFORMATION<\\\/h2>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>ELEMENTS OF IDENTIFICATION AND DESCRIPTION OF THE ACTIVITY OF THE CREDIT INTERMEDIARY (MORTGAGE ADVISOR)<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Name: Neto &amp; Almeida Gon\\u00e7alves, Lda.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p><a href=\\\"https:\\\/\\\/www.bportugal.pt\\\/intermediariosdecreditofar\\\/neto-almeidagoncalves-lda%E2%80%8B\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">Headquarters: Avenida das Descobertas 25, Infantado, 2670-383 Loures<\\\/a><\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Registration number with Banco de Portugal: 6191 verifiable at:\\u00a0<a href=\\\"https:\\\/\\\/www.bportugal.pt\\\/intermediariocreditofar\\\/neto-almeida-goncalves-lda\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">www.bportugal.pt\\\/intermediariocreditofar\\\/neto-almeida-goncalves-lda<\\\/a><\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Credit Intermediary Category: Linked Credit Intermediary.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Credit intermediation exercise regime: Credit intermediation activity on a non-exclusive basis.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p><a href=\\\"https:\\\/\\\/www.centroarbitragemlisboa.pt\\\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">Civil liability insurance for credit intermediary Neto &amp; Almeida Goncalves, Lda : Hiscox<\\\/a><\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Supervisory authority for credit intermediation activity:\\u00a0<strong>Banco de Portugal<\\\/strong><\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>REAL ESTATE ACTIVITY<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>Registered in the Instituto dos Mercados P\\u00fablicos, do Imobili\\u00e1rio e da Constru\\u00e7\\u00e3o (IMPIC) for the development of real estate brokerage (<a href=\\\"https:\\\/\\\/www.impic.pt\\\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">AMI license 18334<\\\/a>)<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>INSURANCE ACTIVITY<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>In partnership with\\u00a0<strong>Decis\\u00f5es e Solu\\u00e7\\u00f5es \\u2013 Intermedi\\u00e1rios de cr\\u00e9dito, Lda<\\\/strong>, registered in the\\u00a0<a href=\\\"https:\\\/\\\/www.asf.com.pt\\\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">ASF<\\\/a>, since 29 September 2009, with the category of Insurance Agent, n\\u00ba 409311648\\\/3, with authorization for Life and Non-Life, verifiable at www.asf.com.pt. The insurance intermediary can not assume risk coverage, does not celebrate contrats in the name of the Insurance companies and does not receive money to give to the Insurance Companies.<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<h3>ALTERNATIVE DISPUTE RESOLUTION<\\\/h3>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p>In case of litigation, the consumer can resort to an Alternative Dispute Resolution Entity:<\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p><a href=\\\"http:\\\/\\\/www.centroarbitragemlisboa.pt\\\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">www.centroarbitragemlisboa.pt<\\\/a><\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p><a href=\\\"https:\\\/\\\/www.cniacc.pt\\\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">www.cniacc.pt<\\\/a><\\\/p>\\n<p><!-- \\\/wp:paragraph --><!-- wp:paragraph --><\\\/p>\\n<p><strong><em>Note\\u00a0<\\\/em><\\\/strong><em>: Please bare in mind that our e-mail domains includes\\u00a0<\\\/em><strong><em>financas360.pt<\\\/em><\\\/strong><em>\\u00a0and\\u00a0<\\\/em><strong><em>decisoesesolucoes.com<\\\/em><\\\/strong><em>.<\\\/em><\\\/p>\\n<p><!-- \\\/wp:paragraph --><\\\/p>\",\"display_condition_list\":[{\"display_condition_login_status\":\"subscriber\",\"_id\":\"45e0a43\"}],\"__globals__\":{\"text_color\":\"globals\\\/colors?id=text\",\"typography_typography\":\"globals\\\/typography?id=text\"}},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}]"],"schedule_meeting_url":["https:\/\/static.portugalmortgage.pt\/free-initial-consultation"],"_elementor_import_session_id":["66facd9560dee"],"_edit_last":["3"],"_edit_lock":["1774191901:3"],"_wp_suggested_privacy_policy_content":["a:3:{s:11:\"plugin_name\";s:9:\"WordPress\";s:11:\"policy_text\";s:4471:\"<h2 class=\"wp-block-heading\">Who we are<\/h2><p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Our website address is: https:\/\/portugalmortgage.pt.<\/p><h2 class=\"wp-block-heading\">Comments<\/h2><p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor&#8217;s IP address and browser user agent string to help spam detection.<\/p><p>An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. 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