Portugal Mortgage Calculator – Instantly Estimate Your Home Loan

Lenders usually ask for proof of income, tax records, and a credit report. Some may also request additional financial details.

– ID or passport
– Tax Identification Number in Portugal – NIF: essential
– Employment contract
– Last tax return
– Last 3 pay slips
– Last 3 bank statements
– Proof of capital contribution
– Credit report or document from your country’s central bank
– Existing credit agreements
– Land tax if you already own property
– Documentation on the property you are buying:
– 1. Caderneta Predial e Urbana
– 2. Certidão permanente
– 3. Plan
 
If you are self-employed, you will need to provide the bank with more information, especially about your financial stability:

– Last 6 months of bank statements
– Invoices for the last 6 months
– If possible, your company’s last 3 balance sheets