Get Your Free Mortgage Consultation in Portugal
Looking for a free mortgage consultation in Portugal? Book your 45-minute strategy session with our English-speaking mortgage experts to understand your options and move forward with clarity.
Over 100€ Million in Mortgages Secured
Trusted by Buyers from 20+ Countries
Direct Access to Top Portuguese Banks
100% Free – No Service Fees
João Gonçalves (Portugal Mortgage by Decisões e Soluções) is inviting you to
45-Minute Personal Consultation with Our English-Speaking Mortgage Experts
In Your Free Mortgage Consultation, You’ll Discover
01
Your Best Mortgage Options
• The latest mortgage rates for foreign buyers
• What banks need based on your situation
• Special offers you may qualify for
• Try our mortgage simulator
02
Ways To Save Money
• Access to better deals through partner banks
• Tax benefits you might not know about
• Tips to avoid hidden fees
• How much you could save with the right loan setup
03
Your Next Steps Made Simple
• A clear checklist of documents you’ll need
• A timeline to guide your process
• What to expect from the bank’s decision
• Help with your property search
Why Choose Us For Your Free Mortgage Consultation?
01
25+ Years of Experience
Our team has helped thousands of buyers through the mortgage process. We deliver tailored mortgage consultations that simplify every step — from start to finish.
02
Proven Track Record
With over €100 million in mortgages secured, clients from all over the world trust us to turn their dream of owning property in Portugal into reality.
03
Full Support
From your first consultation to your final signing, we stay by your side. Our team handles the details, answers every question, and ensures a smooth, stress-free mortgage experience.
What Our Customers Say
Joao, Paulo and the rest of the team have been absolutely amazing. Being foreigner who does not speak the language, I would have been lost without them. Best of the best service you can hope for.
Victor Levy
Had the best experience! João Almeida Gonçalves has been a tremendous help in our quest for a real estate property in Portugal. We did the whole consultation online as we are not from Portugal, which worked just perfect.
Svenja Engelhard
João is simply the best. He was lightning-quick, delivered me a spreadsheet of options within a day, and smoothly navigated getting me to a far better financial situation than I was in before I contacted him.
Heather El
Act Fast: A Free Mortgage Consultation Can Unlock Big Opportunities
As demand grows, the best homes go fast — and loan terms can change quickly.
A free mortgage consultation helps you stay ahead and make smart choices with confidence.
Still Have Questions?
Is the consultation really free?
Yes, your strategy session is 100% free. There are no hidden fees or obligations — we offer this to help you make informed decisions with full confidence.
What will we cover during the call?
You’ll get a custom review of your mortgage options, potential cost savings, bank approval insights, and a clear path forward. We tailor everything to your situation and goals.
Do I need to prepare anything before the meeting?
No prep is required, but if you already have a property in mind or specific questions, feel free to bring them. We’ll walk you through everything step by step.
Can I book a session if I’m not in Portugal yet?
Absolutely. Many of our clients book from abroad. We specialize in helping international buyers secure mortgages in Portugal.
How long is the consultation?
The meeting takes around 45 minutes. It’s focused, friendly, and designed to give you real value without taking up your entire day.
Will I speak with a real expert?
Yes — your call is with an experienced mortgage advisor who understands both local rules and international buyer needs. You’ll get real answers, not sales scripts.
What happens after the consultation?
You’ll receive a summary of your best mortgage options and next steps. If you choose to move forward, we’ll guide you through the entire process from start to finish.